Table 4 Medical loss ratios * of VHI, by health plan, 2005-2012 **
From: Medical loss ratio as a potential regulatory tool in the Israeli healthcare system
| Health plan (% of the Israeli permanent residents in 2012) | VHI (% of the Israeli permanent residents in 2012) # | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 |
|---|---|---|---|---|---|---|---|---|---|
| Clalit (52.3%) | Mushlam (36.4%) | 81% | 85% | 85% | 89% | 87% | |||
| Platinum (13.4%)§ | 37% | 41% | 51% | 59% | 72% | ||||
| Total | 82% | 82% | 76% | 75% | 77% | 76% | 80% | 83% | |
| Maccabi (25.0%) | Silver Shield (0.5%) | 88% | 93% | 89% | 91% | 90% | |||
| Gold Shield (21.1%)§ | 88% | 95% | 92% | 95% | 87% | ||||
| Total | 89% | 89% | 88% | 88% | 94% | 90% | 93% | 87% | |
| Meuhedet (13.6%) | Adif (9.3%) | 81% | 81% | 80% | 89% | 96% | |||
| Si (5.4%)§ | 33% | 53% | 57% | 44% | 45% | ||||
| Total | 88% | 79% | 75% | 69% | 73% | 73% | 74% | 79% | |
| Leumit (9.1%) | Silver (0.5%) | 57% | 53% | 57% | 70% | 69% | |||
| Gold (5.7%) | 65% | 67% | 67% | 69% | 69% | ||||
| Total | 79% | 75% | 71% | 64% | 67% | 67% | 69% | 69% |