 Original research article
 Open Access
The impact of preventive health behaviour and social factors on visits to the doctor
 Gregory Yom Din^{1}Email author,
 Zinaida Zugman^{2} and
 Alla Khashper^{3}
https://doi.org/10.1186/20454015341
© Yom Din et al.; licensee BioMed Central. 2014
Received: 7 June 2014
Accepted: 2 December 2014
Published: 18 December 2014
Abstract
Background
The aim of this study is to examine the joint impact of preventive health behavior (PHB) and social and demographic factors on the utilization of primary and secondary medical care under a universal health care system, as measured by visits to the doctor, who were categorized as either a General Practitioner (GP) or Specialist Doctor (SD).
Methods
An ordered probit model was utilized to analyze data obtained from the 2009 Israeli National Health Survey. The problem of endogeneity between PHB factors and visits to GP was approached using the twostage residuals inclusion and instrumental variables method.
Results
We found a positive effect of PHB on visits to the doctor while the addition of the PHB factors to the independent variables resulted in important changes in explaining visits to GP (in values of the estimates, in their sign, and in their statistical significance), and only in slight changes for visits to SD. A 1% increase in PHB factors results in increasing the probability to visit General Practitioner in the last year in 0.6%. The following variables were identified as significant in explaining frequency of visits to the doctor: PHB, socioeconomic status (propoor for visits to GP, prorich for visits to SD), location (for visits to SD), gender, age (age 60 or greater being a negative factor for visits to GP and a positive factor for visits to SD), chronic diseases, and marital status (being married was a negative factor for visits to GP and a positive factor for visits to SD).
Conclusions
There is a need for allowing for endogeneity in examining the impact of PHB, social and demographic factors on visits to GP in a population under universal health insurance.
For disadvantaged populations with low SES and those living in peripheral districts, the value of IndPrev is lower than for populations with high SES and living in the center of the country. Examining the impact of these factors, significant differences in the importance and sometimes even in the sign of their influence on visits to different categories of doctors  GP and SD, are found.
Keywords
Background
When do people visit the doctor? To answer this question, an important one for health policy planning, researchers analyze characteristics of the population under study (potential patients), medical institutions, and social structure as they relate to health care issues [1]. It is necessary to categorize doctors by specialization – there are characteristics of a population whose variations can influence, in opposite directions, the probability of visiting General Practitioner (GP) against Specialist Doctor (SD). For example, in studying migrants’ health, authors cited income as a characteristic positively affecting visits to GP, and negatively affecting visits to SD [2].
Preventive health behavior (PHB), or “activity undertaken by a person who believes himself to be healthy for the purpose of preventing disease” [3], is one of the characteristics of a population which affects the frequency of visits to a doctor. Pender suggested that PHB and healthpromoting behavior (e.g. physical activities) complement one another [4], and the term PHB is used in this study to refer to these two interrelated dimensions of a healthy lifestyle. A number of recent studies report the influence of various PHB factors on medical care utilization including smoking [5], obesity [6], influenza vaccination [7], physical activity [8] or combination of PHB factors [9]. Similar studies were undertaken in Israel: on smoking [10], on physical activity [11], on influenza vaccination [12], and on mammography [13].
The aim of this study is to examine the joint impact of PHB and social and demographic factors of individuals on the utilization of primary and secondary medical care, as measured by visits to both GP and SD doctors. In the case of Israel, it is assumed that due to universal health insurance, and the fact that more than half GPs are not paid through a feeforservice system, the frequency of visits to the doctor are not greatly affected by variations in medical institutions and social structure.
Analysis of disadvantaged populations and their socialdemographic characteristics is important for this study. For these populations, motives for engaging in PHB may be weaker due to low socioeconomic status (SES) and lower income [14, 15], advanced age [16], gender [17], residence in a disadvantaged neighborhood [18], or lack of education [19]. This weaker motivation can be explained by lack of social support [20], lack of access to facilities for engaging in physical activity or a healthy diet [21], or lack of awareness and understanding health care issues [22]. A similar relationship is shown by many Israeli studies: for older populations [23], for residents in the periphery [24], for women [25], and for people with lower SES [26].
The problem of the inequity in PHB is reported for several countries with universal health insurance: in European countries [16], Australia [27], and Japan [28].
In the current study, we treat “visits to the doctor” as a discrete ordered variable and utilize an ordered probit model to measure the joint impact and marginal effects of PHB and disadvantage factors on frequency of visits to the doctor. Concurrently, PHB can be itself influenced by medical care utilization, for example as a result of visiting a doctor, which leads to the problem of endogeneity between medical care utilization and PHB.
Authors [29] note that visits to GP can significantly influence a patient’s lifestyle by identifying unhealthy behavior. In another similar context, researchers conclude that after allowing for endogeneity, an increase in visits to a GP has a significant positive effect on selfreported health for individuals [30]. However, in most studies which analyze the involvement of PHB in explaining frequency of visits to the doctor, the potential endogeneity of PHB factors was not controlled for.
We addressed this problem to avoid biased estimates in statistical modeling by using the instrumental variables method. Regarding the influence of disadvantage factors, we expected to find propoor inequality in visits to GP and prorich inequality to visits to SD, as has been previously reported in many studies of OECD countries that provide universal health insurance [31, 32]. We also expected to identify additional characteristics which can influence positively or negatively on probabilities of visiting GP or SD, and to find evidence for the abovementioned statements that the motives for engaging in PHB may be weaker for disadvantaged populations.
Methods
Data
The data for this study was obtained from the 2009 Israeli National Health Survey, whose questionnaire matched OECD data requirements. The survey was given in Hebrew, English, Russian, and Arabic as required for different population groups. The data was collected by interview during visits to 8,713 households, covering 28,968 individuals in total. For every respondent, his or her relationship to the head of household was noted.
2009 Israeli national health survey: disadvantage and PHB factors of respondents
Characteristics  Respondents  % 

Total respondents  28968  100% 
Low SES  10129  35% 
Live in periphery  4572  16% 
Older population (age ≥60)  7084  24% 
Physical activity  
No physical activity  23312  80.5% 
12 days/week  1810  6.3% 
34 days/week  1977  6.8% 
5 days/week  383  1.3% 
More than 5 days/week  1486  5.1% 
Smoking  
No smoking  25230  87.1% 
110 cigarettes/day  1511  5.2% 
1120 cigarettes/day  1424  4.9% 
More than 21 cigarettes/day  803  2.8% 
Received influenza vaccination  3670  12.7% 
Underwent mammography (women only)  3929  26.5% 
Have supplemental insurance  21787  75.2% 
In this survey, GP was considered to have an expanded definition which included family doctors, pediatricians and internal physicians. We used the number of visits to GP as a measure for primary medical care utilization. Specialist doctors (SD) included gynecologists, orthopedists, earnosethroat specialists, ophthalmologists, cardiologists, surgeons, urologists, neurologists, pulmonologists, psychiatrists, and other medical practitioners (unlike some other countries, in Israel general practitioners do not perform gynecological examination and routine pregnancy care). The number of visits to SD was used as a measure for secondary medical care utilization.
The model
Model versions and variables
Various versions of the proposed ordered probit model differed in (a) the dependent variable (visits to GP and visits to SD), and (b) the independent variables that included or did not include PHB factors. Additionally, in the model which utilized the variable of visits to GP, the endogeneity problem was addressed.
The following data was used as dependent variables:
VisGP – number of visits to a GP over the two weeks before survey participation; and
VisSD – number of visits to a SD over the two weeks before survey participation.
For independent variables, three groups were examined: 1) variables related to PHB; 2) variables associated with factors endemic to disadvantaged populations; and 3) other social, demographic, and health related variables.
First, the following PHB variables were examined: smoking, physical activity, influenza vaccination, mammography screening, and purchase of supplemental insurance. Mammography was accounted for women aged 50–74 for whom this test is provided free of charge every two years due to the National Health Insurance Law (1995). Therefore, taking mammography has been treated as a health preventive factor for this group. Then, the following disadvantage factors were examined: SES (low, middle, or high level), age (below or over 60 years of age), and location (peripheral, intermediate, or central regions). The following social, demographic, and health related factors were utilized: gender, diagnosis (or not) of at least one chronic disease, employment (full or parttime) versus unemployment, religion, housing density (number of persons per room), and marital status. Not all of the examined factors were included directly in the final versions of the model. Several of them were found insignificant in all versions of the model, and others were used in the form of an index of PHB factors.
Variables examined for use in the ordered probit model
Name  Notation  Description in the survey  Values 

Dependent variables  
Primary medical care  VisGP  visits to GP in the last two weeks  0 = no visits, 1 = one visit, 2 = more than one visit 
Secondary medical care  VisSD  visits to SD in the last two weeks  0 = no visits, 1 = one visit, 2 = more than one visit 
Independent variables associated with disadvantaged populations  
Socialeconomic status  SES  See 2.2.1  1 = low, 2 = middle, 3 = high 
Location  Loc  District of residence  1 = peripheral, 2 = intermediate, 3 = central 
Age  Age  Age group  0 = age < 60, 1 = age ≥ 60 
Independent variables associated with social, demographic and health factors  
Gender  Gen  Sex  0 = male, 1 = female 
Religion  Rel  Registered religion of head of household  0 = Jewish, 1 = other 
Chronic diseases  Chron  One chronic disease at least  0 = no, 1 = yes 
Employment characteristics  WeelkyLF  Weekly labor force characteristics  0 = unemployed, 1 = full or parttime employment 
Density  Dens  Housing density  14 ordered categories, based on the number of persons to a room 
Marital  Mar  Marital status  0 = married, 1 = unmarried 
The father’s origin  FatherCont  Father's continent of birth  0 = Europe, America, Israel, 1 = other 
Independent variables associated with PHB  
Bodily activity  BodyAct  Amount of weekly exercise  1 = no physical activity, 2 = 1–2 days/week, 3 = 3–4 days/week, 4 = 5 days/week, 5 = more than 5 days/week 
Smoking  Smoke  Number of cigarettes a day  1 = no smoking, 2 = 1–10 a day, 3 = 11–20 a day, 4 = more than 21 a day 
Flu vaccination  Flu  Vaccination against influenza  0 = no, 1 = yes 
Mammography  Mamm  Mammography test, for women of age 5074  0 = no, 1 = yes 
Supplemental insurance  SupIns  Purchase of supplemental health insurance  0 = no, 1 = yes 
Calculating SES index
The following data was used for calculation of SES: occupation, years of schooling, socioeconomic cluster, and size of family residence (number of rooms). The socioeconomic clusters (SEC) used by the Israel Central Bureau of Statistics to classify municipalities or regional councils are created using an average of percapita income, percentage of vehicle owners, and other relevant characteristics [33]. These areabased measures are used by researchers to monitor and assess socioeconomic inequalities in health care utilization [34].
where Occup = occupation;
Educ = education;
SEC = socioeconomic cluster; and
rooms = number of rooms in family residence of the respondent.
To prepare input data for the calculation of SES, the data from the survey (occupation, education, and SEC) were grouped and the coefficient k was determined so that each of the four data values for SES would receive values ranging from 1 to 5. These SES values were divided into three equal percentiles, corresponding to low, middle, and high levels of respondent SES [35].
Calculating index of PHB
The survey questionnaire included several questions related to PHB and healthpromoting behavior. These answers were used to calculate the PHB index, IndPrev. This method has been used in previous studies where indices of PHB or of “good health practices” were suggested to be related to health care utilization by disadvantaged populations [36]. In our study, the index IndPrev was constructed as an equally weighted score given to the three (for women) or two (for men) items regarding PHB and lifestyle (Table 1).
First, we examined the following data for calculating IndPrev: BodyAct, Smoke, Flu, Mamm, and SupIns (Table 2). We tested these factors for internal consistency using Cronbach’s alpha, and found that Smoke and SupIns were not related enough to the other factors, and therefore were discarded.
For minors under 18 years the data of head of household were used for calculating IndPrev. This approach is based on the assumption that potential differences in child medical care consumption could be explained by differences in parental behavior [37].
Model specification
where i is the number of the respondent;
y^{*} is an unobserved continuous variable that affects the observed outcomes of visits to the doctor (VisGP or VisSD, defined in Table 2), which can be interpreted as the propensity to visit the doctor);
X_{ i } = (1, x_{1}, …, x_{ n })′ is a vector of explanatory variables (Table 2) of the individual;
β = (β_{0}, β_{1}, … β_{ n })′ is a vector of ordered probit coefficients to be estimated; and
ϵ_{ i } is a random normal distributed variable with zero expectation and standard deviation of σ equal to unity (a usual assumption in probit analysis).
Here α_{0}, α_{1} provides the cutpoints for y^{*} which determine the observed value of VisGP. For the model utilizing VisSD, the relationship between VisSD and the unobserved variable y^{*} is determined in a similar manner.
The coefficient β_{ j } shows the influence of the j^{ th } independent variable on the probability that VisGP (or VisSD, depending on the model) receives the value from one of the end categories, either 0 or 2. If β_{ j } is positive, the probability of receiving the value 0 declines and of receiving the value 2 increases. If β_{ j } is negative, the opposite is the case [38].
For each of the models using VisGP and VisSD, the partial marginal effect of every continuous explanatory variable and for every observed value of visits to the doctor (0, 1, or 2) showed a change in the predicted probability of the dependent variable receiving this value, associated with oneunit incremental changes in the explanatory variable. In the case of discrete explanatory variables, instead of “oneunit change,” use “0 to 1 change,” or “1 to 2 change” (if the number of possible values is more than 1), and so on. The method used for effects calculation is detailed in Appendix.
As mentioned previously, endogeneity can exist between the PHB factors and VisGP. Visits to a GP can influence the patient’s PHB, particularly for the flu vaccination, physical activity and mammography variables. Flu vaccination is one of the most studied examples of primary preventive care [39]. The role of advice from primary care professionals in patients quitting smoking and adopting a more active lifestyle is discussed in [40]. In Israel, a biennial mammogram for women aged 50–74 is part of the preventative primary health care basket included in the universal health care system [41]. There does not seem to be reciprocal influence between visits to a SD and preventive health behavior such as a flu vaccination, exercise, or mammography. Therefore, we allowed for the potential endogeneity of the IndPrev variable in the visits to GP model only.
where ${\widehat{\u03f5}}_{g}$ are the residuals obtained from estimating (3);
γ is a probit coefficients vector for the explanatory variables;
δ is a probit coefficient of the residuals from the first stage; and
η_{ i } is the error term. The other symbols are the same as in (3).
If the estimate of δ is significant, the exogeneity hypothesis for IndPrev is rejected and the instrumentation is accepted as plausible, a method applied in many studies [43]. After several trials, the following IV variables for the first stage were selected: Dens and FatherCont. Each of the variables was negatively correlated with IndPrev (the direction of changes in these variables is clear from their description in Table 2).
Results
The mean values of IndPrev were calculated for various groups of disadvantaged populations.
For age < 60, IndPrev = 0.104 ± 0.002, for older population of age ≥ 60, IndPrev = 0.384 ± 0.009.
For low SES, IndPrev = 0.116 ± 0.004, for middle SES IndPrev = 0.154 ± 0.005, and for high SES IndPrev = 0.171 ± 0.005.
For location in the periphery, IndPrev = 0.133 ± 0.007, in an intermediate location IndPrev = 0.130 ± 0.005, and in the center IndPrev = 0.159 ± 0.004.
For disadvantaged populations with low SES, the value of IndPrev is lower than for populations with middle or high SES, and for those living in peripheral districts, IndPrev is lower than for those living in the center of the country. For older populations, the IndPrev value is some 3.7 times greater than for those under 60 years of age. All of these comparisons are highly significant.
Estimates, their 95% confidence intervals and significance for the ordered probit model “visits to the GP”
Variables  Without IndPrev  With IndPrev  

Without IV  Without IV  2SRI  
Estimates  Significance  Estimates  Significance  Estimates  Significance  
[VisGP = 0]  1.325 ± 0.050  0.000  1.344 ± 0.050  0.000  1.489 ± 0.054  0.000 
[VisGP = 1]  2.093 ± 0.051  0.000  2.114 ± 0.051  0.000  2.261 ± 0.056  0.000 
IndPrev  0.345 ± 0.041  0.000  3.037 ± 0.399  0.000  
SES  0.065 ± 0.013  0.000  0.074 ± 0.013  0.000  0.135 ± 0.016  0.000 
Loc  0.002 ± 0.013  0.889  0.003 ± 0.013  0.841  0.007 ± 0.014  0.605 
Age  0.414 ± 0.027  0.000  0.342 ± 0.028  0.000  0.222 ± 0.087  0.011 
Gen  0.093 ± 0.019  0.000  0.083 ± 0.019  0.000  0.021 ± 0.021  0.323 
Chron  0.529 ± 0.024  0.000  0.499 ± 0.025  0.000  0.259 ± 0.043  0.000 
SupIns  0.096 ± 0.024  0.000  0.081 ± 0.024  0.001  0.022 ± 0.028  0.433 
Mar  0.016 ± 0.020  0.430  0.032 ± 0.020  0.107  0.142 ± 0.026  0.000 
Rel  0.019 ± 0.028  0.487  0.014 ± 0.028  0.610  0.023 ± 0.028  0.419 
Residuals from the 1st stage  2.727 ± 0.402  0.000 
Estimates, their 95% confidence intervals and significance for the ordered probit model “visits to the SD”
Variables  Without IndPrev  With IndPrev  

Estimates  Significance  Estimates  Significance  
[VisSD = 0]  1.924 ± 0.065  0.000  1.939 ± 0.065  0.000 
[VisSD = 1]  2.609 ± 0.067  0.000  2.624 ± 0.067  0.000 
IndPrev  0.265 ± 0.052  0.000  
SES  0.064 ± 0.017  0.000  0.057 ± 0.017  0.001 
Loc  0.028 ± 0.018  0.116  0.030 ± 0.018  0.093 
Age  0.247 ± 0.033  0.000  0.186 ± 0.035  0.000 
Gen  0.188 ± 0.024  0.000  0.185 ± 0.024  0.000 
Chron  0.439 ± 0.030  0.000  0.415 ± 0.030  0.000 
SupIns  0.062 ± 0.032  0.048  0.050 ± 0.032  0.111 
Mar  0.239 ± 0.025  0.000  0.231 ± 0.025  0.000 
Rel  0.080 ± 0.038  0.036  0.074 ± 0.038  0.052 
Partial marginal effects for the ordered probit model “visits to GP”
Variables  Version (c) with IndPrev and IV  

VisGP = 0  VisGP = 1  VisGP = 2  
IndPrev  0.588  0.416  0.173 
SES  0.026  0.019  0.008 
Loc  0.001  0.001  0.000 
Age  0.043  0.030  0.013 
Gen  0.004  0.003  0.001 
Chron  0.050  0.036  0.015 
SupIns  0.004  0.003  0.001 
Mar  0.028  0.019  0.008 
Rel  0.004  0.003  0.001 
Partial marginal effects for the ordered probit model “visits to SD”
Variables  Version (b) with IndPrev  

VisSD = 0  VisSD = 1  VisSD = 2  
IndPrev  0.028  0.020  0.007 
SES  0.006  0.004  0.002 
Loc  0.003  0.002  0.001 
Age  0.019  0.014  0.005 
Gen  0.019  0.014  0.005 
Chron  0.043  0.032  0.011 
SupIns  0.005  0.004  0.001 
Mar  0.024  0.018  0.006 
Rel  0.008  0.006  0.002 
Three versions of the visits to GP model were estimated: (a) without IndPrev, (b) with IndPrev and without IV, and (c) with IndPrev and with IV. The variable IndPrev was highly significant in versions (b) and (c), and for the latter, the residuals estimate from the 1st stage was significant. Therefore, the possibility of exogeneity for IndPrev was rejected and version (a) was compared with the version (c).
For the variable SES, the negative sign of the estimate for both versions (a) and (c) showed that higher values of this variable result in an increased probability that VisGP = 0 and a decline in the probability that VisGP = 2. Exactly the opposite follows from the positive signs of the estimates for the dummies Chron (a 1 value indicating presence of at least one chronic disease) and Mar (a 1 value indicating unmarried status). For all three variables, SES, Chron, and Mar, the estimates for version (c) were significantly different from those in (a), as their confidence intervals show. The dummy Age (if 1 then age ≥ 60) estimate changed the sign – its negative sign in version (c) shows that in older populations the probability of VisGP = 0 increases and the probability of VisGP = 2 declines. The estimates for Gen and SupIns (gender and supplemental health insurance) became nonsignificant in the version (c), and for Rel – nonsignificant in all versions (Table 3).
Two versions of the visits to SD model were estimated: (a) without IndPrev, and (b), with IndPrev (instrumentation was not employed in this model). Like in the visits to GP model, the added variable IndPrev was highly significant in version (b). The estimates for all other variables were not significantly different from those in version (a), as seen from an examination of their confidence intervals. Most estimates were significant at a 5% level, except for Loc and SupIns in version (b) (Table 4).
Examination of the partial marginal effects for both models garnered additional information on changes in the probabilities of the subsample level dependent variables when the number of visits equaled 0, 1, or more than 1. For the model for visits to the GP (Table 5), the signs of the effects for the subsample VisGP = 0 were the opposite of the signs of the estimates for the same version of the model (Table 3, the next to last column). For example, for the variable SES, as mentioned previously, the negative sign of the estimate (0.135) shows that an increase in this variable results in an increased probability that VisGP = 0. In line with this, the values of the partial marginal effects (0.026, 0.019, 0.008) show that a one unit increase in SES results in increasing the probability that VisGP = 0 in 2.6%, in decreasing the probability that VisGP = 1 in 1.9%, and in decreasing the probability that VisGP = 2 in 0.8%. The sum of the marginal effects of SES calculated for different values of VisGP equals zero (allowing for rounding error). This property holds for each explanatory variable (Appendix). For IndPrev, a 1% increase in this index results in increasing the probability that the person visited GP in the last year, in 0.6% approximately (the partial marginal effect is 0.588 in Table 5).
In a similar manner, the partial marginal effects (Table 6) were analyzed and compared to the estimates (Table 4) for the model of visits to SD. The effect of IndPrev on visits to SD (Table 6) is much less than the effect of the same variable on visits to the GP (Table 5).
Discussion
This study examined factors explaining the frequency of visits to a doctor for citizens of a country with universal health insurance. The study used data from a national health care survey, and indices calculated from its data, for ordered probit modeling of factors explaining visits to both GP and SD doctors. For both versions of the model used, the same explanatory variables were explored twice, once by taking into account the respondents’ PHB as expressed by the index IndPrev, and once by leaving IndPrev out of the model. This variable was highly significant in both versions, but the influence of its addition on the model estimates was found to be different: there were important changes for visits to GP (in values of the estimates, in their sign, and in their statistical significance) by adding IndPrev, and only slight changes for visits to SD.
In the version of visits to GP, the instrumental variables – housing density (Dens) and father's continent of birth (FatherCont) – were selected to approach the problem of endogeneity between visits to GP and IndPrev. By using the 2SRI method, the exogeneity hypothesis for IndPrev was rejected and the instrumentation was accepted as plausible.
The following variables were identified as significant for explaining frequency of visits to the doctor:

Preventive health behavior (PHB) – positive influence of more health preventive behaviors on the probability to visit GP and SD (henceforth “positive” or accordingly “negative”);

Socioeconomic status (SES) – negative for visits to GP (propoor) and positive for visits to SD (prorich inequality);

Location, gender, and supplemental health insurance, for visits to SD only – positive for central districts (9% level of significance), for females, and for those who have supplemental insurance (511% level of significance);

Age – age of 60 or greater, negative for visits to GP and positive for visits to SD;

One chronic disease at least – positive; and

Marital status – if married, negative for visits to GP and positive for visits to SD.
Many findings in this article are in line with previous studies which researched public health under a universal health care system. Our study reveals that the probability to visit GP and SD is positively influenced by PHB which is consistent with results [44, 29].
Furthermore, we demonstrate propoor inequality in visits to GP and prorich inequality in visits to SD that are concordant with the findings of other studies conducted in OECD countries where universal health insurance is provided [31, 32]. In Canada, patients of lower SES were found to have had significantly more primary care visits, while the differences in utilization of specialty services were less pronounced and often not statistically significant [45]. In Israel, the incomerelated inequality in primary care is propoor, and in secondary physicians’ services is prorich [46].
Our results show the positive influence of location in central districts on the frequency of visits to SD. Similar results were found in [16], where the authors note that medical care becomes more accessible in areas with higher physician availability, leading to high levels of use.
This study identified age as a factor that can influence the probability of visiting a GP or SD in opposite directions, ceteris paribus, particularly when controlled for PHB and at least one chronic disease factors. This conclusion is similar to the report [47] where it was concluded that given the high morbidity burden between elder populations, higher use of specialist physicians is found but not higher use of primary care physicians.
Our result that men visited SD less than women agrees with the studies [48] where it was found that in the USA men are less likely to visit doctors’ offices than women, and [49] where older females in 11 European studied countries evidenced higher levels of health care usage than males.
Our result that smoking was not related to other factors of PHB (particularly physical activity), made by looking for relevant variables for their inclusion in IndPrev, is in agreement with the results in [50] where physical activity was found unrelated to smoking for older persons in Israel.
The main limitations of this study are found in the choice of explanatory variables, because of the absence of data on health status and income of respondents in the National Health Survey questionnaire. These issues were addressed by using the “one chronic disease at least” question as a proxy for health status, and by using occupation and education level as proxies for income.
Conclusion
 a)
There is a need to test endogeneity in examining the impact of PHB, social and demographic factors on visits to GP in a population under universal health insurance.
 b)
For disadvantaged populations with low SES and those living in peripheral districts, the value of IndPrev is lower compared to populations with high SES and to those living in the center of the country.
 c)
Examining the impact of the abovementioned factors, significant differences in the importance and sometimes even in the sign of their influence on visits to different categories of doctors  GP and SD, are found. As it was shown in this study, it relates, in particular, to Loc, Gen, Rel: nonsignificant / significant, and to SES, Age, Mar: negative / positive factors.
Appendix
Calculation of partial marginal effects
Parameter estimates from the ordered probit model (3) can be transformed to estimates of the partial marginal effects, which show the change in predicted probabilities of specific values of the dependent variable associated with changes in the explanatory variables. In the ordered probit model, a positive (negative) value of β_{ k } means that higher values of x_{ k } increase (decrease) the likelihood of higher values of the dependent variable VisGP (and VisSD, accordingly). Unlike the OLS regression, coefficients in the ordered probit model do not represent marginal changes in the dependent variable, given minor changes in the independent variables. The influence of a change in x_{ k } on the probability p that VisGP or VisSD receive one of their possible values (0, 1, or 2) can be examined by taking the partial derivative of this probability, with respect to x_{ k } ("partial marginal effect" of x_{ k }).
The α_{0},α_{1} are defined in (4), and φ denotes standard normal density function.
For discrete variables, for example for a binary (0, 1) variable x_{ k }, the effect of the zerotoone discrete change for each value j of VisGP (j = 0, 1, or 2) is calculated simply as a difference between the probabilities of two events: VisGP = j for x_{ k } = 1 and for x_{ k } = 0. The effects of discrete changes for variables (1, 2, 3) are calculated in a similar manner.
In addition, for each of the explanatory variables the sum of its marginal effects calculated for different values of VisGP, equals 0. This follows immediately from (6) and from the described procedure for calculating marginal effects of the discrete variables.
For the model with VisSD, the partial marginal effects are calculated in a similar manner [51].
Authors’ information
Gregory Yom Din, PhD, is a coordinator of the course of applied econometrics for MBA at the Open University of Israel and a researcher at the Faculty of Exact Sciences, TelAviv University. His current research interests include econometric modelling of health care systems, particularly for disadvantaged populations. Zinaida Zugman, PhD, is a former researcher at Golan Research Institute, Katzrin, Israel and an independent consultant, with a special focus on development of mathematical models and simulation models for decisionmaking. Alla Khashper recently joined the department of Diagnostic Imaging at Soroka University Medical Center, Beer Sheva, Israel after completing her fellowship at McGill University, Montreal, Quebec. She is a lecturer at the medical school of BenGurion University of the Negev, BeerSheva, Israel for local and international students.
Declarations
Acknowledgment
To carry out this study, one of the authors received a research grant (No. 2011/89) from the Israel National Institute for Health Policy and Health Services Research, under the auspices of the Israeli Ministry of Health.
Authors’ Affiliations
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